Payment Details
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Enter your UPI ID and name to
generate QR code instantly
Generate payment QR codes for Google Pay, PhonePe, Paytm & all UPI apps
Enter your UPI ID and name to
generate QR code instantly
Type your UPI ID like yourname@okicici, name@ybl, or name@paytm
Enter your payee name and optionally set an amount & transaction note
Your UPI QR code generates in real time as you type — no waiting
Download as PNG or SVG, copy the UPI link, or share directly
UPI (Unified Payments Interface) is a real-time payment system developed by NPCI (National Payments Corporation of India) that enables instant bank-to-bank transfers through mobile devices. Launched in 2016, UPI has transformed digital payments in India by allowing users to send and receive money using a simple Virtual Payment Address (VPA) instead of sharing bank account details.
UPI works 24/7, including weekends and holidays, and supports instant transfers with zero transaction fees for individuals. It is interoperable across all banks and payment apps — meaning a Google Pay user can pay a PhonePe user seamlessly. As of 2024, UPI processes over 10 billion transactions monthly, making it the world's most adopted real-time payment system. The system is regulated by the Reserve Bank of India (RBI) and ensures bank-grade security with two-factor authentication for every transaction.
Your UPI ID (also called VPA) depends on which app or bank you use. Here are the common formats:
| Bank / App | UPI ID Format |
|---|---|
| Google Pay | name@okicici, name@oksbi |
| PhonePe | name@ybl |
| Paytm | name@paytm |
| BHIM | number@upi |
| Amazon Pay | name@apl |
| WhatsApp Pay | number@waicici |