Sukanya Samriddhi Calculator

Calculate SSY maturity amount and year-by-year growth

SSY Details

Annual Deposit (\u20B9250 - \u20B91,50,000)

Interest Rate (% p.a.)

Maturity Summary

Maturity Amount (21 years)

---

Total Deposited (15 yrs)---

Total Interest Earned---

Tax Saved (80C) @ 30%---

Year-by-Year Breakdown

Year	Deposit	Interest	Balance

About Sukanya Samriddhi Yojana

SSY is one of the best guaranteed-return investments in India for a girl child. With an 8.2% interest rate (as of 2024-25) and full tax exemption, it offers excellent returns.

Minimum annual deposit: \u20B9250
Maximum annual deposit: \u20B91,50,000
Deposit period: First 15 years
Maturity: 21 years from account opening

Frequently Asked Questions

What is Sukanya Samriddhi Yojana?

SSY is a government savings scheme for the girl child. Min deposit \u20B9250, max \u20B91.5 lakh per year. Interest rate is set by government quarterly.

What is the SSY maturity period?

Deposit for 15 years, account matures after 21 years from opening. Partial withdrawal (50%) allowed after girl turns 18 for education.

Is SSY tax-free?

Yes, SSY has EEE (Exempt-Exempt-Exempt) status. Deposits qualify for 80C, interest is tax-free, and maturity amount is tax-free.

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