NPS Calculator

Calculate your NPS retirement corpus and pension

NPS Details

Monthly Contribution (\u20B9)

Expected Annual Return (%)

Current Age

Retirement Age

Annuity Purchase (%)

Expected Annuity Rate (%)

Retirement Summary

Total Corpus at Retirement

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Total Investment---

Wealth Gained---

Lump Sum (tax-free)---

Annuity Investment---

Monthly Pension (est.)---

Tax Saved (80CCD 1B)---

About NPS

NPS is a voluntary retirement savings scheme regulated by PFRDA. It offers tax benefits and market-linked returns. At retirement (age 60), you must buy an annuity with at least 40% of the corpus.

Frequently Asked Questions

What is NPS?

National Pension System is a government-sponsored retirement savings scheme. It offers market-linked returns through equity and debt investments.

What is the tax benefit under 80CCD(1B)?

Additional deduction of up to \u20B950,000 under Section 80CCD(1B), over and above the \u20B91.5 lakh limit of 80C. This can save up to \u20B915,600 in tax (30% bracket).

What happens at NPS maturity?

At 60, minimum 40% must be used to buy an annuity (monthly pension). Up to 60% can be withdrawn as tax-free lump sum.

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